OpenNo proof needed2 min read · Updated Nov 7, 2026
How to claim the Bank of America settlement before Dec 11, 2026
Who qualifies for the Bank of America Unauthorized Transfer Dispute Settlement, how much it pays (equal share of the fund), whether you need proof (no proof needed) and how to file before Dec 11, 2026.
Potential payout
Equal share of the fund
Deadline
Dec 11, 2026
Proof
No proof needed
What happened
Accountholders alleged Bank of America improperly denied their claims that debit card or ATM transactions were unauthorized, and failed to explain the denials or provide the documents it relied on, in violation of the Electronic Fund Transfer Act. The bank denies wrongdoing and settled.
The case is Dennie, et al. v. Bank of America, N.A. (No. 3:24-cv-00454-MOC-DCK) in the U.S. District Court, Western District of North Carolina.
A court-appointed administrator runs the claim process and sends the payments. SettleClub is not affiliated with the administrator or with Bank of America.
Who qualifies
Bank of America accountholders whose claims of unauthorized electronic fund transfers related to debit card or ATM transactions were denied during the class period. See the official notice for exact dates. This settlement releases only statutory damages, not your actual losses.
Check the class definition carefully. Settlements are specific about dates and locations, and claims from people outside the class are rejected.
How much you could get
Payments are equal share of the fund.
The settlement fund is split among everyone who files a valid claim, after attorneys' fees, administration costs and any service awards approved by the court, so the final amount depends on how many people file.
Do you need proof? No.
No documents. Every class member who files a valid claim form gets an equal share of the fund, paid by check or account credit.
You sign the claim form under penalty of perjury, so only file if you genuinely fit the class definition above. That is the whole requirement.
How to file
Submit the claim form by December 11, 2026. The opt-out and objection deadline is November 30, 2026. The final approval hearing is January 4, 2027 in Charlotte.
The deadline is Dec 11, 2026. Filing takes a few minutes online. Keep the confirmation number the administrator gives you; it is the only proof you filed.
When the money arrives
The court holds its final approval hearing on Jan 4, 2027. Payments go out after the judge approves the settlement and any appeals are resolved, which typically takes a few months.
Track this claim in SettleClub and you will get a reminder before the deadline and a nudge when payments start going out.
Key dates
- Claim deadline
- Dec 11, 2026 · 31 days left
- Opt-out / objection deadline
- Nov 30, 2026
- Final approval hearing
- Jan 4, 2027
- Last verified by us
- Nov 7, 2026
Questions
Is the Bank of America settlement legit?+
Yes. It is a court-approved settlement in the U.S. District Court, Western District of North Carolina. You file on the administrator's official site, never through a third party, and nobody legitimate will ask you to pay to claim.
Do I need a lawyer?+
No. Class counsel already represents the class, and their fees come out of the fund. You just file the claim form.
Do I need a receipt?+
No. This settlement accepts claims on your sworn statement alone.
What if I miss the deadline?+
Late claims are rejected. The administrator has no discretion to accept them, which is why a reminder matters more than it sounds.
Next step
See if you qualify and file in minutes.
SettleClub Pro shows every settlement you qualify for, links you to the official claim form and reminds you before each deadline.
SettleClub is independent and is not a law firm, court, government agency or settlement administrator. This article is a plain-language summary of public court filings and the official notice, not legal advice. Eligibility, dates and amounts are decided by the court and administrator and can change. Bank of America and related names are trademarks of their owners, used only to identify this settlement.
