OpenNo proof neededAntitrust

Visa and Mastercard ATM Surcharge Settlement

Potential payout

Pro-rata share of the fund

Deadline

Feb 10, 2027 · 91 days left

Proof

No proof needed

Unlock to file this claim

Visa and Mastercard agreed to pay $167.5 million ($88.775 million from Visa and $78.725 million from Mastercard) to resolve claims that their network rules stopped independent ATM operators from charging lower fees on cheaper networks, so cardholders paid higher surcharges than they should have. Both companies deny wrongdoing.

Who qualifies

Anyone in the United States who paid a surcharge (access fee) to withdraw cash from their own deposit account, using an ATM or PIN debit card, at an independent ATM (one not owned by a bank or other financial institution) between October 24, 2007 and August 14, 2026, and was not fully reimbursed by their bank. Credit card cash advances and prepaid card withdrawals do not count.

What you need

No documents are needed to file. The claim form asks you to confirm, under penalty of perjury, that you paid an unreimbursed surcharge in the period. The administrator may later ask for bank statements or other support. Payments are a pro-rata share of the net fund, so no amount is known yet.

How to file

Submit the claim form online, or by mail so it is received by February 10, 2027. The opt-out and objection deadline is December 11, 2026. The fairness hearing is February 17, 2027 at 4:00 p.m. ET. Payments are sent digitally by email, with a paper check available on request.

Case details and sources+

Settlement fund: $167,500,000
Payout terms: Pro-rata share of the fund
Claim deadline: Feb 10, 2027
Opt-out deadline: Dec 11, 2026
Final approval hearing: Feb 17, 2027
Class period: Oct 24, 2007 to Aug 14, 2026
Case name: Burke v. Visa Inc.
Case number: 1:11-cv-01882
Court: U.S. District Court, District of Columbia
Administrator: A.B. Data, Ltd.
Last reviewed: Nov 11, 2026

Sources

SettleClub is independent and is not a law firm, court, government agency or the settlement administrator. Eligibility, dates and amounts are decided by the court and administrator and can change; payment figures are estimates. This is a plain-language summary, not legal advice. Confirm details on the official site before filing. Visa Inc. and Mastercard Incorporated and related names are trademarks of their owners, used only to identify this settlement.

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Visa and Mastercard ATM Surcharge Settlement

Unlock eligibility, filing steps and the official link

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